It's time to win with money and it's never been easier than with this template, that I've perfected over the past 5 years. The less you make, the MORE IMPORTANT it is to keep track of each dollar coming in and out. I used earlier iterations of this budget to pay off $33,000 worth of student loan debt in just three years while I was making just $26,000 a year. Keeping great records for tax purposes and to figure out if a side gig is worth your valuable time has never been easier. This budget template comes with a monthly income, expenses and spending tracker a debt tracker and debt progress chart AND a small business/ side hustle sheet to track any income and expenses associated with work done outside of your normal 9-5. YOU WILL NEED one of these programs to use this budget.ĪLTERNATIVE - I also sell a Google SHEETS budget which requires no downloaded software and is accessible at anytime online for anyone with a gmail account (free!) See my shop page for the Sheets budget. Open Office is an open source software that can be downloaded for free by anyone. *Purchase does not include Microsoft word access. This downloadable budget is for use with EXCEL, NUMBERS or OPEN OFFICE. A budget is THE key to winning with money, and the key to keeping a budget is having one that is easy as heck to use.
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